Get up to $3M in business funding. Your revenue qualifies you, not your credit score.
Doing $20K+ a month? You're fundable across 75+ lenders — even if the bank said no. Soft pull only, funded in as little as 4 hours.
How much funding do you need?
Turned down before? Here's why this is different.
Banks fund your credit score. We don't. The 75+ lenders in our network fund your revenue — they read your business bank deposits, not your FICO. That's why owners who've been rejected everywhere else still get approved here.
Even if your credit is bad
There's no minimum FICO. Consistent monthly revenue is what gets you approved.
Even if the bank said no
Banks want 2–3 years of tax returns and a 680 score. We want 4 bank statements and a business that's making money.
Even if you need it fast
Approved offers can fund the same day. No waiting weeks for a "maybe."
Funded in three steps
One short application gets shopped across 75+ lenders — no paperwork gauntlet, no tax returns, no hard pull.
Apply in 60 seconds
Tell us about your business in under a minute. No paperwork upfront, no tax returns, no hit to your credit.
Get matched instantly
We shop your file across 75+ lenders to surface your best offers — so you don't fill out a dozen applications yourself.
Funded in as little as 4 hours
Approved offers can fund the same day. Review, e-sign, done — cash in your account faster than a bank deposit.
What could your business do with the cash this week?
The right opportunity doesn't wait for a bank's timeline. Funding that lands in hours means you can:
The businesses that grow aren't the ones with perfect credit. They're the ones that could move when it counted.
Why operators skip the bank and get funded through the network instead
Traditional Banks
- Paperwork2–3 years of tax returns & financials
- ApplicationLengthy, paper-intensive
- Lenders1 (just the bank)
- ApprovalWeeks to months
- Speed to fundingMonths
- Credit score680+ FICO required
- Credit checkHard pull
Onrush Funding
- Paperwork4 bank statements — no tax returns
- ApplicationOne page, one minute, e-sign
- Lenders75+ nationwide network
- ApprovalHours to days
- Speed to fundingHours to days
- Credit scoreNo minimum FICO
- Credit checkSoft pull only
Other Lenders
- Paperwork3 months statements + 1 yr taxes
- ApplicationMulti-page
- Lenders1 (just them)
- ApprovalDays to weeks
- Speed to fundingDays to weeks
- Credit score600+ FICO
- Credit checkHard pull
500+ businesses. $5M+ funded in the last year.
Onrush matches your business to iFundYou's 75+ lender network — the network that's funded 500+ businesses and over $5M in the past year. Here's what owners say about getting funded through it.
"They helped me get approved even though my credit wasn't perfect. Patient, explained all the options, made sure I was comfortable with the terms."
"I was struggling to secure capital for my logistics company. They kept me updated and got me funded fast. Highly recommend if you're serious about scaling."
"Professional and hard-working — they got my company funded and I look forward to working with them again."
Everything you need to grow
Fast funding for your business
Our 75+ lender network has funded over $5M for businesses in the past 12 months. Approvals can come the same day.
Fully digital
E-sign and upload statements electronically. No faxing, no mailing, no office visits.
Revolving access
Increase or refinance at better rates as your business grows.
Room to scale
Larger amounts unlock as your revenue grows. Grow at your pace.
Frequently asked questions
Will this hurt my credit score?
My credit is bad. Can I still get funded?
How fast can I actually get the money?
What do I need to apply?
Am I obligated to take an offer?
Is Onrush a lender?
See what you qualify for — with zero risk to your credit
It takes under 60 seconds, won't touch your credit score, and you're never obligated to accept. Lender offers shift as rates move — check yours while it's on the table.